Hatcher insurance and Risks Services, Inc. - Over 35 Years Experience, A Leader In Safety & Insurance Consulting

Over 35 Years Experience
A Leader In Safety &
Insurance Consulting

We provide a wide-range of services related to Property and Casualty Insurance Coverage, Policy Interpretations and Insurance Practices.

WE PROMISE YOU VALUE.

INSURANCE CONSULTING - We are truly an "independent" consultant for our clients when requested to evaluate their Property & Casualty Insurance Programs. We derive no income from insurance company commissions or any other fees related to insurance transactions when undertaking an independent evaluation. Our independent approach to evaluating a client's property & casualty insurance programs allows us "uncompromised" commitment in serving our client's needs, rather than the selling of insurance products.

In addition, we provide Claims Administration, Claims Adjusting Services, Accident Investigation, Claims Negotiations & Settlements, Case Evaluations and Reserve Analysis for Self-Insureds (Private and Government Entities), Insurance Companies, Adjusting Companies, Attorneys or Third Party Administrators.

Some examples of insurance services are summarized below:

We are fully licensed by the State of Florida as a General Lines Agent (2:20) & All Lines Claims Agent (5-20)

Property and Casualty Insurance

Analyze Client's current Property & Casualty Insurance policies & render assessment
Pinpoint discrepancies or deficiencies in coverage
Analyze gaps or duplications in coverage
Analyze Risk Exposures not protected
Assess adequacy of liability limits & deductibles
Evaluate the premium competitiveness
Insurance renewal assistance - facilitate competitive renewal proposals on behalf of our clients and negotiate with insurers and brokers to obtain the best possible program(s)
Offer alternative methods of financing risk and if feasible to implement an SIR, Self-Insurance Program or other alternatives
Assist Clients with insurance claims issues or other insurance disputes to reach successful resolution
Assist in claims settlements in client's behalf
Provide accident and/or claims investigation for client on workers' compensation & liability cases

EXPERT WITNESS SERVICES
We work closely with attorneys and clients involved in legal disputes of insurance coverage, liability issues and/or questions of insurance practices

We will:

Provide evaluation of insurance policies and coverage in coverage disputed cases
Provide expert witness services related to insurance denials, lawsuits or coverage issues
Provide Expert Witness services related to claims handling and related practices