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Employee Benefits and Group Insurance

The market for Employee Benefits is complex and involves ever-changing employee benefits regulations and products. Before choosing your Benefits Consultant it is important to ask "do they specialize in staying current with trends and regulations".

At H.I.S., we take great pride in our commitment to excellence and providing you a staff devoted to continued education and market knowledge. This commitment coupled with "hands on" experience of over 35 years, allows us to help you safely maneuver the complex world of Employee Benefits. We excel in designing and implementing programs tailored to your company's specific strategy.

We strive to provide imaginative yet reasonable solutions for your Employee Benefits needs. We promise you unparalleled service and client support when you entrust us with your business. We offer you the following services.

HEALTH AND BENEFITS PROGRAMS
  • Fully Insured or Self-Funded Medical Plans:
    • HMO
    • PPO
    • POS
    • Indemnity

  • Dental Plans

  • Vision and Eye Care Plans

  • Disability Plans ( Short Term and Long Term)

  • Group Life Plans

  • Prescription Plans (RX)

  • Accidental Death and Dismemberment Insurance

  • Mental Health and Substance Abuse Programs

  • Employee Wellness Programs

  • Executive Benefits Programs & Non Qualified Plans

  • Retirement Programs - Profit Sharing, 401k
CLIENT SUPPORT SERVICES
  • Renewal Negotiations on behalf of clients

  • Onsite meetings with clients

  • Presentations to employees

  • Assistance & preparation for regulatory audits

  • Preparation of 5500 form

  • COBRA Assistance

  • HIPAA Assistance

  • Client advocacy on health plan issues

  • Assistance with SPD and Plan Document

  • Expert Witness service in disputed matters

  • Section 125 Plans
 
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